As part of earning the Live Life Well Incentive for 2026, you must complete and self-report an Eligible Provider Visit. The majority of our plan members indicate that they find a annual provider check-up valuable and necessary to maintain their good health.

• You must complete an Eligible Provider Visit as one of your three required Live Life Well Incentive Activities between November 1, 2024 and October 31, 2025 to earn the Live Life Well Incentive in 2026.
• Self-report if you have completed an Eligible Provider Visit by October 31, 2025.  Find instructions for self-reporting to earn the Live LIfe Well Incentive at benefits.mt.gov/incentive. 

WHAT IS AN ELIGIBLE PROVIDER VISIT?

• An Eligible Provider Visit is an annual physical examination appointment with a medical provider.  It is usually done in-person. Exceptions to this are very rare, as virtual visits do not normally allow the provider to adequately complete a physical examination.  This is not an acute or urgent care visit (i.e. cold, flu, or injury), it is an annual checkup.
• This type of appointment will usually take 45 minutes to an hour. 
• Any kind of medical provider is acceptable, from a nurse practitioner to a specialist, depending on who is most appropriate for your health needs. Choose a medical provider (such as a Montana Health Center provider) that best fits your needs.
• This visit will include a complete physical examination based on your age, gender, and other factors. You and your provider will decide exactly what is included in your appointment based on your health needs. 
• This visit may include a discussion of your health screening results - it is not an appointment to only review health screening results.  If your results are available, please bring them along so your provider can review the results with you during the appointment.
• During the visit, your provider may renew your prescription for medication you take every day.
• During the visit, be prepared to talk with your provider about any health concern or needs you have. Your provider can refer you for behavioral health, counseling, physical therapy, specialists, and more. Keep in mind that your regular benefits apply to this visit and any additional services beyond the provider’s time may incur extra expense. Remember, if you are in a Montana Health Center area, all services provided at the health center are at no additional charge!

Visit the main Live LIfe Well Incentive page for instructions to self-report your completed Eligible Provider Visit.

More Information
Frequently Asked Questions about the Live Life Well Incentive.

The State Plan offers the LLW incentive program to all enrolled employees (for the purpose of this disclaimer employees includes active employees, retirees, legislators, and primary COBRA participants) and their enrolled spouse/domestic partner.

If you choose to participate in the LLW incentive program, you will be asked to complete a voluntary health risk assessment that asks questions about your health-related activities and whether you have or had certain medical conditions (e.g. cancer, diabetes, or heart disease). You will also be asked to obtain a voluntary blood test for certain conditions (e.g. cholesterol). If you choose to participate, you will receive a reduction in your bi-weekly employee contribution. If you are unable to participate in any of the health-related activities of the LLW incentive program, you may qualify for a reasonable accommodation to earn the incentive. To request an accommodation, contact the Health Care & Benefits Division (HCBD) at (800) 287-8266, TTY (406) 444-1421, or email benefitsquestions@mt.gov.

The information collected from your health-related activities will be used to help you understand your current health and potential risks and to offer you services.

We are required by law to maintain the privacy and security of your personally identifiable health information. For more information, review the Plan’s Notice of Practices at:  benefits.mt.gov/_docs/Resources/Notice-of-Privacy-Practices-10.2024.pdf.