LIFE INSURANCE BENEFICIARY
Your enrollment in State Plan Life Insurance and/or Accidental Death & Dismemberment (AD&D) Insurance coverage requires you to designate a beneficiary. It is important you have designated beneficiaries in the event of your death, or you experience a loss due to an accident. You can add, delete, or change your beneficiary information at any time.
In the event you are divorced, please be aware of the following: Unless set forth by the express terms of a governing instrument, court order, or contract relating to the division of the marital estate between the divorced individuals, a life insurance beneficiary designation to an ex-spouse will be revoked. It is important that you update your beneficiaries upon divorce.
If a beneficiary is a minor (under age 18) or cannot give consent for payment of benefits made, a Trust must be established for the designed beneficiary.
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to your spouse, if living; if not,
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in equal shares to your living children (over age 18), if any; if none,
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in equal shares to your parents, if living; if not,
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in equal shares to your siblings, if living; if not,
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to your estate.
How to Update Your Life Insurance Beneficiary
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Go to benefits.mt.gov
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If accessing on the State of Montana network, click “On State Network Benefit Enrollment System Access” to automatically enter the system. You will not be required to register.
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If accessing outside of the State of Montana network, click “Off State Network Benefit Enrollment System Access” then login using the prompts provided.
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Click "Change My Benefits"
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Under the "Basic Info" section, click "Change of Beneficiary"
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Enter the date you are making the change, then click "Continue"
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Update your beneficiary information and follow the prompts
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Primary beneficiary percentages must total 100% and Contingent beneficiary percentages must total 100%.
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You must click “I agree” on the confirmation pop-up for the changes to be effective.
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Your transaction is complete and a confirmation number will be displayed.
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