Health Care & Benefits Division
2025 and 2026 Life Insurance Rates
|
Coverage Type |
Monthly Premium Rate |
|
Basic Life Insurance ($14,000 Coverage) |
$0.00 (included when enrolled on Medical benefits) |
|
Employee Supplemental Life Insurance |
(every $1,000 of coverage) x (Age Rate*) |
| Spouse Supplemental Life Insurance | (every $1,000 of coverage) x (Age Rate*) |
| Dependent Life Insurance Option A - Spouse/Child | $0.44 per month |
| Dependent Life Insurance Option B - Spouse/Child | $0.88 per month |
| Accidental Death & Dismemberment Insurance - Employee Only | $0.02 / $1,000 of coverage |
| Accidental Death & Dismemberment Insurance - Employee Plus Dependents | $0.03 / $1,000 of coverage |
Age Rates for Employee and Spouse Supplemental Life
Based on employee’s age on the last day of the month coverage becomes effective.
- 0-29…… $0.019
- 30-34…… $0.033
- 35-39…… $0.052
- 40-44…… $0.065
- 45-49…… $0.098
- 50-54…… $0.151
- 55-59…… $0.282
- 60-64…… $0.433
- 65+…… $0.644
*Once coverage is effective, rates change the first of the month following the Employee’s attainment of age based on the rate schedule above.