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Life Insurance Rates

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2018 Rates:

 Plans

Monthly Contributions

Basic Life

$0.00 (Included with Active Employee Core Benefits)

Employee Supplemental Life

(every $1,000 of coverage) x (Age Rate)

AD & D - Employee Only

$0.020 / $1,000 of coverage

AD&D - Employee Plus Dependents

$0.030 / $1,000 of coverage

Dependent Life $0.44 per month
Spouse Supplemental Life (every $1,000 of coverage) x (Age Rate)

 

Age Rates for Employee & Spouse Supplemental Life
Based on employee’s age on the last day of the month that contributions are paid* 
  0-29...… $0.021
30-34…… $0.036
35-39…… $0.057
40-44…… $0.071
45-49…… $0.107
50-54…… $0.164
55-59…… $0.307
60-64…… $0.471
     65+..... $0.700
*The first payment after the employee’s birthday will reflect the new rate.



2017 Rates:

 Plans

Monthly Contributions

Plan A:       Basic Life

$1.90 per month

Plan B:  Dependent Life

$0.52 per month

Plan C:  Optional Employee Life

(every $1,000 of coverage) x (Age Rate)

Plan D:  Optional Spouse Life

(every $1,000 of coverage) x (Age Rate)

Plan E: AD&D--Employee Only $0.020 / $1,000 of coverage
AD&D—Employee plus dependents $0.030 / $1,000 of coverage

Age Rates for Plans C & D
Based on employee’s age on the last day of the month that contributions are paid.* 
  0-29...… $0.025
30-34…… $0.042
35-39…… $0.067
40-44…… $0.084
45-49…… $0.126
50-54…… $0.193
55-59…… $0.361
60-64…… $0.554
     65+..... $0.823
*The first payment after the employee’s birthday will reflect the new rate.