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Life Insurance Rates

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 Plans

Monthly Contributions

Plan A:       Basic Life

$1.90 per month

Plan B:  Dependent Life

$0.52 per month

Plan C:  Optional Employee Life

(every $1,000 of coverage) x (Age Rate)

Plan D:  Optional Spouse Life

(every $1,000 of coverage) x (Age Rate)

Plan E: AD&D--Employee Only $0.020 / $1,000 of coverage
AD&D—Employee plus dependents $0.030 / $1,000 of coverage

Age Rates for Plans C & D
Based on employee’s age on the last day of the month that contributions are paid* 
0-29...… $0.025
30-34…… $0.042
35-39…… $0.067
40-44…… $0.084
45-49…… $0.126
50-54…… $0.193
55-59…… $0.361
60-64…… $0.554
65+    $0.823
*The first payment after the employee’s birthday will reflect the new rate