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Life and Accident

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Evidence of Insurability (EOI)

  • New Hires - EOI is required for Employee and Spouse Supplemental Life elections of more than 1x your annual salary.
  • During Open Enrollment - EOI is required if you elect an increase of more than $10,000 to Employee Supplemental Life (Plan C), any increase to Spouse Supplemental Life (Plan D), and/or a new election of Plans C and/or D or Long Term Disability (LTD).

Complete EOI online
Print EOI form and return to The Standard Insurance Company

Basic Life Insurance 
The Basic Life Insurance plan is a core benefit required for all active employees, legislators, and non-Medicare retirees. Optional life insurance and Accidental Death & Dismemberment are available for employees, spouses, and dependents. All of these products are fully insured by The Standard.

  • A member may carry all life plans until separation. At termination, no life plans may be continued through COBRA. At separation, contact The Standard for conversion or portability options. 
  • Plans are term life.
  • They provide inexpensive protection but do not earn any cash value.

Note for those Retiring

  • At retirement, only Plan A—Basic Life— can be continued until age 65 or Medicare eligible.
  • If you are retiring and are eligible to port or convert some of your coverage, your rates will change.
  • Coverage that you port will switch to individual term life rates, and converted coverage increases to individual whole life rates.

Life Insurance Eligibility
Basic Life Insurance is a core benefit for all active employees, legislators, and non-Medicare retirees.  Optional life insurance and Accidental Death & Dismemberment are available for employees, spouses, and dependents.  Refer to the Wrap Plan Document for more information on eligibility. 

 

Contact The Standard Insurance Company at (800) 759-8702 for details.