The Live Life Well (LLW) Incentive has increased! You can now earn $60 per month off your monthly State Plan benefit contribution in 2026! Double your LLW Incentive if a covered spouse or domestic partner also earns the LLW Incentive.
You must complete all 3 activities - State-sponsored Health Screening, self-report Nicotine Free status or completion of an alternative, and self-report completion of an Eligible Provider Visit between November 1, 2024 and October 31, 2025 to earn a LLW Incentive for 2026. You can find more details on each of the three LLW Incentive Activities by clicking on the links below.
State Plan members, it’s time to get excited! You’ll have a brand new, revamped, and value-added Wellness Portal in 2025! This is where you will self-report your Live Life Well Incentive Activities to earn a Live Life Well Incentive.
We’re still working out the details, so hang tight. We’ll keep State Plan members updated with emails and mailings.
Questions about the Live Life Well Incentive? Health Care & Benefits Division -
The State Plan offers the LLW incentive program to all enrolled employees (for the purpose of this disclaimer employees includes active employees, retirees, legislators, and primary COBRA participants) and their enrolled spouse/domestic partner.
If you choose to participate in the LLW incentive program, you will be asked to complete a voluntary health risk assessment that asks questions about your health-related activities and whether you have or had certain medical conditions (e.g. cancer, diabetes, or heart disease). You will also be asked to obtain a voluntary blood test for certain conditions (e.g. cholesterol). If you choose to participate, you will receive a reduction in your bi-weekly employee contribution. If you are unable to participate in any of the health-related activities of the LLW incentive program, you may qualify for a reasonable accommodation to earn the incentive. To request an accommodation, contact the Health Care & Benefits Division (HCBD) at
The information collected from your health-related activities will be used to help you understand your current health and potential risks and to offer you services.
We are required by law to maintain the privacy and security of your personally identifiable health information. For more information, review the Plan’s Notice of Practices at: benefits.mt.gov/_docs/Resources/Notice-of-Privacy-Practices-10.2024.pdf.