Effective January 1, 2023, BlueCross BlueShield of Montana (BCBSMT) is the administrator for medical benefits and VSP Vision Care is the administrator for vision plan benefits.
No change to employee contributions since 2017! Medical benefits includes Medical, Prescription Drug, Basic Vision, and Basic Life Insurance.
Plans | Medical |
Dental |
Vision Hardware | Potential Live Life Well Incentive |
Employee Only | $30.00 | $0.00 | +$7.64 | up to $30 off |
Employee & Spouse | $250.00 | +$21.40 | +$14.42 | up to $60 off |
Employee & Child(ren) | $101.00 | +$19.90 | +$15.18 | up to $30 off |
Employee & Family | $327.00 | +$28.90 | +$22.26 | up to $60 off |
Joint Core | $30.00 per employee (Includes Family Dental) | $0.00 |
+$22.26 |
up to $30 off |
Non-Medicare medical plan rates increased 4% from Plan Year 2022 to 2023. Medical benefits includes Medical, Prescription Drug, Basic Vision, and Basic Life Insurance.
Plans |
Monthly Rate |
Live Life Well Incentive |
Non-Medicare Retiree Only |
$1,332 | up to $30 off |
Non-Medicare Retiree & Non-Medicare Spouse |
$2,125 | up to $60 off |
Non-Medicare Retiree & Medicare Spouse | $1,553 | up to $60 off |
Non-Medicare Retiree & Child(ren) |
$1,719 | up to $30 off |
Non-Medicare Retiree, Non-Medicare Spouse & Child(ren) |
$2,362 | up to $60 off |
Non-Medicare Retiree, Medicare Spouse & Child(ren) |
$1,974 | up to $60 off |
Medicare medical plan rates increased 4% from Plan Year 2022 to 2023. Medical benefits includes Medical, Prescription Drug, and Basic Vision.
Plans |
Monthly Rate |
Live Life Well Incentive |
Medicare Retiree Only |
$484 | up to $30 off |
Medicare Retiree & Non-Medicare Spouse |
$1,308 | up to $60 off |
Medicare Retiree & Medicare Spouse | $862 | up to $60 off |
Medicare Retiree & Child(ren) |
$809 | up to $30 off |
Medicare Retiree, Non-Medicare Spouse, and Child(ren) |
$1,511 | up to $60 off |
Medicare Retiree, Medicare Spouse & Child(ren) |
$1,010 | up to $60 off |
Retiree Dental plan rates had a small increase from Plan Year 2022 to 2023.
Plans |
Monthly Rate |
Retiree Only |
$42.37 |
Retiree & Spouse |
$63.77 |
Retiree & Children |
$62.27 |
Retiree & Family |
$71.27 |
No increase in Vision Hardware plan rates from Plan Year 2022 to 2023. If you elect Vision Hardware coverage, it will be for everyone who's covered on your medical plan.
Plans | Monthly Rate |
Member Only | $7.64 |
Member & Spouse | $14.42 |
Member & Children | $15.18 |
Member & Family | $22.26 |