You cannot select both joint process and the debit card.
You can always file electronically or with a paper form even if you select joint processing or the debit card.
1. Electronically through Allegiance's site: http://www.allegianceflexadvantage.com/
2. Paper form submission
3. Joint processing
Elect Flex Joint Processing
Joint Processing Enrollment paper version
The amount of medical claims you are responsible for will be automatically forwarded to Allegiance for processing. This eliminates the paperwork of filing a claim or the time spent online submitting a claim. The key here is every claim is automatically forwarded until your flex funds are gone. So if you want to save flex funds to pay for items later in the year – like a child’s braces – this option may not be the best for you.
You cannot elect joint processing if you or your dependents are covered by multiple health plans.
4. Debit card
Elect the Flex Debit Card
Debit Card Enrollment paper version
Can be used just like a regular debit card for any qualified medical expense.
You are responsible for providing documentation such as receipts and explanations of benefits (EOB). Allegiance will ask you for the documentation after you have used your debit card unless you used the debit card for:
- Vision expenses;
- Mail order drugs through MedVantx or Ridgeway; or
- Prescription drugs at a pharmacy with the Inventory Information Approval System (IIAS). Visit Allgeiance's website to see a list of pharmacies with IIAS. Most chain pharmacies, grocery store pharmacies, and large box stores like Target and Wal-Mart have IIAS.
If you have both types of flex (dependent care and medical) and you select the debit card for one, you automatically select the debit card for the other flexible spending account. However, if you do select the debit card option, you can always still file paper or online forms for either type of flexible spending account.